The Connecticut Housing Finance Authority (CHFA) has developed a special program to help first-time homebuyers in Connecticut. CHFA loans offer lower interest rates, an easy application process and low down payments. The program is designed to extend the opportunity of homeownership to buyers who may not be able to obtain a mortgage through conventional lending programs. Norcom is one of the state’s leading CHFA lenders. We can guide you through the qualification and application process, as well as help you take advantage of a number of available options that can make your first home more affordable.